Before you offer, check the repairs and the cash.

Upload your Home Report for plain-English repairs, offer comparisons and buying costs.

Upload coming soon. Try the calculator today.

Check my cash See a sample breakdown

Not a survey, valuation or financial advice.

Example figures

What would this offer need in cash?

Home Report valuation (£) Your offer (£)

Add mortgage, tax and fees

Mortgage (%) Fees (£)

Estimate based on the lower of your offer and the Home Report valuation. Your lender's valuation may differ.

Buying situation

First-time buyers: everyone buying must never have owned a home anywhere and intend to live here.

Asking price (£, optional)

Your estimated buying cash
Mortgage deposit
Cash above valuation
LBTT, including any supplement
Fees
Total estimated cash

Your offer against the valuation

Published regional average: homes sold for 102.1% of Home Report valuation in Edinburgh, the Lothians, Fife and the Borders, June–August 2026 (ESPC). An average cannot predict this home's sale price.

Not a survey, valuation or financial advice. Calculation assumptions

Made-up example · Not an uploaded report

From survey wording to questions you can ask

At launch: every Category 2 and 3 finding, with page references and questions.

Category 3 · Roof · Page 19

Slipped and missing slates. Signs of water entering the roof space.

Ask: "Has this been repaired, and who shares the cost?"

Category 2 · Windows · Page 20

Failed seals cause misting between panes.

Ask: "Are the windows under guarantee?"

Category 2 · Damp · Page 19

Raised damp readings. A specialist inspection is recommended.

Ask: "Is there a previous specialist report?"

Get your first full breakdown free

Home Report upload is coming soon. Leave your email for one launch message.

At launch: free preview, no account. An emailed login link unlocks your first full breakdown free. Then £5 each or £12 for three.